I am sitting here in the Mumbai airport wearing a shirt and tie typing furiously into my laptop finishing my work for the day and connecting to the internet using the wireless system provided throughout the terminal (but which costs 57 rupees an hour). I never thought I'd be one of those, but... here I sit.

I've just spent two days meeting at ICICI Bank's headquarters with the team that's in charge of the credit franchisee roll-out. The meetings went well and I'm off to the rural areas of India for the next several weeks to get a first-hand view how these franchised-banks are faring. Pictures coming soon.